JBA Financial Advisors (JBA) is a registered Investment advisor in the state of Maryland.  JBA is an independent fee only financial planning firm.

This commentary is provided for information purposes only and does not pertain to any offer or solicitation to buy or sell security products or financial planning services. . Investors should seek financial advice regarding the appropriateness of investing in any security, investment strategy, financial planning strategy discussed or recommended in this report

Unless otherwise stated, all information and opinion contained in this publication were produced by John Berzellini, principal of JBA, and other sources believed by John Berzellini to be accurate and reliable.